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Capital efficient borrowing
The DeFi lending platform that rewards you for borrowing responsibly.
Supported by the best
About ARCx Credit
Better borrowing
ARCx Credit is a decentralized credit market on Polygon that offers the safest and most capital efficient borrowing experience through the use of the DeFi Credit Score
Start building your DeFi Credit Score
Improve your Score through borrowing responsibly and avoiding liquidations or excessive risk exposure
Simple, explainable rules for building your Score to 999
Daily Score recalculations based on your on-chain activity
Report card showing how your Score has changed over time
Unlock greater capital efficiency
Borrow at progressively higher maximum loan-to-value (LTV) ratios based on your DeFi Credit Score
Industry-leading capital efficiency on assets like ETH
Personalized max LTV ratio mapped to your Credit Score
Multi-tiered vault architecture with dynamic credit limits
Never get liquidated again
Save yourself (and your Score) from liquidations through helpful features like real-time push notifications
Key risk metrics presented clearly on the home page
Credit score growth explicitly tied to borrow usage
Push notifications to alert you of at-risk positions (soon)
Join the waitlist
Be the first to use the DeFi Credit Score
