Capital efficient borrowing

The DeFi lending platform that rewards you for borrowing responsibly.

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Supported by the best

About ARCx Credit

Better borrowing

ARCx Credit is a decentralized liquidity market that offers the safest and most capital efficient borrowing experience through the use of the DeFi Credit Score

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Start building your DeFi Credit Score

Improve your Score through borrowing responsibly and avoiding liquidations or excessive risk exposure

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    Simple, explainable rules for building your Score to 999

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    Daily Score recalculations based on your on-chain activity

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    Report card showing how your Score has changed over time

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Unlock greater capital efficiency

Borrow at progressively higher maximum loan-to-value (LTV) ratios based on your DeFi Credit Score

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    Industry-leading capital efficiency on assets like ETH

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    Personalized max LTV ratio mapped to your Credit Score

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    Multi-tiered vault architecture with dynamic credit limits

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Never get liquidated again

Save yourself (and your Score) from liquidations through helpful features like real-time push notifications

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    Key risk metrics presented clearly on the home page

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    Credit score growth explicitly tied to borrow usage

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    Push notifications to alert you of at-risk positions (soon)

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Join the waitlist

Be the first to use the DeFi Credit Score

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21+

Active borrowers

$65K+

Total value locked

$4K+

Total debt borrowed